Piata imobiliara se scutura de speculanti
Joi, 26 Iunie 2008, ora 00:34
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„Cauza supraincalzirii pietei au fost, in
2006 si 2007, investitorii de portofoliu, care cumparau apartamente cu scara
blocului, nu cateva unitati. Din acest punct de vedere putem spune ca turbulentele
internationale au fost un dus rece, mai mult pentru dezvoltatori decat pentru
finantatori“, a adaugat Oprescu.
De altfel, mai multi bancheri si chiar
guvernatorul Mugur Isarescu sustin faptul ca aparitia crizei internationale a
fost mai degraba un lucru bun pentru Romania in contextul in care a ajutat la
evitarea unei supraincalziri a pietelor locale. „Daca nu era aceasta criza, bancile,
in fuga lor dupa cote de piata, ar fi depasit cotele normale ale creditarii in
urmatorul an sau un an si jumatate. Am fi avut probabil si grad de 100% de
acoperire a investitiilor din credite ipotecare“, a mai adaugat Oprescu.
Pe de alta parte, bancherii apreciaza ca
preturile locuintelor vor continua sa creasca, insa intr-un ritm mai redus decat
pana acum. Diminuarea vitezei de crestere va fi determinata in primul rand de
reducerea preturilor practicate de speculatori. „Vom vedea mai ales in zona
investitiilor speculative scaderi de preturi.
Tranzactiile individuale nu vor suferi
corectii. Investitiile in apartamente vor ramane astfel inca profitabile, dar
nu se vor mai inregistra dublari ale preturilor, asa cum s-a intamplat in urma
cu 18 luni“, spune Razvan Munteanu, vicepresedinte de retail la Raiffeisen Bank
Romania. O parere asemanatoare are si presedintele Alpha Bank. „Preturile nu au
cum sa scada. Pot exista insa corectii pe anumite segmente“, a spus Oprescu.
Costul creditelor ipotecare va continua si
el sa creasca in acest an, insa acest fapt nu va conduce la o dimi-nuare a
cererii pe astfel de finantari. Mai mult, in ultima luna se remarca o revenire
a solicitarilor pentru credite de locuinta.
„In ultimele doua luni se constata o crestere
a cererii, ceea ce ar putea marca un interval de timp in care revine increderea
potentialilor clienti. Cresterile nu sunt la nivelul de anul trecut, dar vedem
o cerere mai educata si mai calificata“, a afirmat Sergiu Oprescu. Bancherii
spun ca, in conditiile in care tinta de inflatie de 6% va fi atinsa, pretul
creditelor s-ar putea diminua insa nu inainte de jumatatea anului viitor.
Sursa: Business24